The Amex and Citibank were instant approval, the other three required followup. A lot of people report having the best success using the Spanish language line (don’t worry, they also speak English) which can be found reached at 866-865-7843 Spanish number is now unfortunately dead. Explain to the representative that you'd like reconsideration of an earlier decision. I used the reconsideration line info on Million Mile Secrets this week. $58,000 is a VERY high amount of debt regardless of income (and $130,000 income is not that high for that amount of debt).. You are looking at this the wrong way, OP. Its an automated line, but there's a menu option to speak to a representative. I made sure that Amex knew that I knew his credit score and stated it in the letter. Thanks! Amex credit card reconsideration line. Agreed Aduke. 2 in 90. Please call us at 1-800-567-1083 if you'd like us to review our decision. Great info Darius. Amex reconsideration … Bank of America Application and Reconsideration Line. Keep in mind that we cannot guarantee we will change our decision. Did you call or write a letter? But you can call its application line at (800) 243-3888. American Express (877) 399-3083– New Application Status (866) 314-0237– Main Application Reconsideration Line (800) 297-3276– General Membership Rewards Line If you’re not approved for your credit card then you’ll probably want to call up to the Amex reconsideration line. This phone line gives you the chance to plead your case and show why you should be approved for a card. Bank of America Credit Card Reconsideration Personal: open 8am-7pm Monday To Friday. American Express | Membership Rewards - AMEX [USA] reconsideration - love_to_travels, if you could share, what was the outcome of SPG application back in Dec? Banks are justifiably concerned whenever anyone is carrying … I did a 5 card churn. If your Card application was declined, we realize this may not have been the outcome you had hoped for. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the … Did contacting reconsideration work? One thing to be aware of, if you are not currently an American Express customer, don't apply until you get targeted for a great offer. American Express does not have a dedicated line for application consideration. Call U.S. Bank Credit Card Underwriting Services at (800) 947-1444. It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. There are three major rules to know before applying for an American Express credit card: Once in a lifetime bonus. I called the reconsideration lines the day following my apps and the other 3 were approved! 1 in 5. 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